Consumer Fraud Act • Unfair Trade Practices and Consumer Protection Law • Truth in Lending Act • Real Estate Settlement and Procedures Act • Credit Reporting Act • Debt Collection Practices • Lemon Law • Deceptive Marketing and Sales
Pennsylvania and New Jersey both have common law fraud causes of action as well as Consumer Fraud Statutes that provide counsel fees, costs of suit and the trebling of damages caused by fraudulent or deceptive business practices.Federal Acts provide added levels of consumer protection in a wide array of transactions. For example, the Fair Credit Reporting Act, the Truth in Lending Act, the Fair Credit Billing Act, the Fair Debt Collection Practices, the Magnuson-Moss Warranty Act, and the Real Estate Settlement and Procedures Act, together, provide sources for consumers to obtain financial relief when they have sustained damages as a result of fraud or deceptive practices.
Consumer fraud statutes have been enacted that regulate a broad range of consumer or business practices, including, home sales, home renovations, vehicle sales and repair, travel agencies, health clubs, going out of business sales, credit and debt repair, and warranty service.
Consumers are permitted to file private causes of action or class actions to enforce these regulations as well any other claims arising under state or federal law.
The Swain Law Firm has investigated and filed Consumer Fraud Claims and we can represent you and your family.